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How to Write 20 in Words for a Cheque?

    20 = Twenty

    When writing a cheque for the amount of 20, it is essential to convert the numerical value into words to avoid any confusion or discrepancies. In this article, we will guide you on how to write 20 in words for a cheque correctly.

    How to Write 20 in Words for a Cheque?

    Step 1: Write the Date

    To write a cheque, start by putting the date in the top right corner. Make sure it’s the correct date and matches when you are writing the cheque. Using the wrong date can cause problems, like the cheque getting rejected or causing issues with your bank account. Use your country’s standard date format, like 15/07/2019, 07/15/2019 or 15th July, 2019.

    Step 2: Write the Payee Name

    Next, write the name of the payee on the cheque. This should be entered on the line that states, “Pay to the order of”. Make sure that you spell the payee’s name correctly, and it matches the name on their bank account. If you are unsure of the exact payee name, it is a good practice to ask them or consult any provided documentation to avoid any complications.

    Step 3: Write the Amount of 20 in Numbers

    Now, you need to write the numerical amount of 20 in the provided box on the right-hand side of the cheque. This step is crucial because it specifies the exact amount you intend to pay.

    Step 4: Write the Amount of 20 in Words

    In addition to writing the numerical amount, you must also express the amount in words. If you are writing a cheque in, for example, HKD or USD, it is a common practice to write the word “dollars” to indicate the currency. So, for a cheque of USD20, it is a good practice to write “Twenty Dollars”. You can also add “Only” at the end. For other currencies, please refer to the “Other Currencies” section to ensure you correctly specify the currency name in words.

    You can try our online cheque amount to words converter to automatically translate the numerical amount into English words.

    Step 5: Add a Memo

    Below the line where you’ve written the amount in words, you have the option to include a memo or note explaining the purpose of the check. While this is not required, it can be useful for your own records. For instance, you could write “Monthly Rent” or “Gift” to clarify the reason for the payment.

    Step 6: Sign the Cheque

    Finally, don’t forget to sign your cheque. Your signature should be placed on the line located at the bottom right-hand corner of the cheque. It’s important to make sure that your signature matches the one your bank has on file. Your signature acts as a security measure, confirming that you are the authorized person making the payment.

    20 in words for cheque

    Learn More: How to Write a Cheque?

    Other Currencies

    When writing a cheque, it is important to be mindful of the currency and how to express the amount in words. Different countries have their own conventions for cheque writing. Here are examples for various currencies:

    CountryCurrencyCurrency CodeCheque Amount of 20
    AustraliaAustralian DollarsAUDTwenty Dollars
    CanadaCanadian DollarsCADTwenty Dollars
    Hong KongHong Kong DollarsHKDTwenty Dollars
    IndiaIndian RupeesINRTwenty Rupees
    MalaysiaMalaysian RinggitMYRTwenty Ringgit
    PakistanPakistani RupeesPKRTwenty Rupees
    PhilippinesPhilippine PesosPHPTwenty Pesos
    SingaporeSingapore DollarsSGDTwenty Dollars
    Sri LankaSri Lankan RupeesLKRTwenty Rupees
    UAEUAE DirhamsAEDTwenty Dirhams
    United KingdomBritish PoundsGBPTwenty Pounds
    United StatesUS DollarsUSDTwenty Dollars
    Eurozone countriesEurosEURTwenty Euros

    How to Write 20 with Cents in Words on a Cheque?

    Now, let’s explore how to write the amount with cents in words. This step is crucial when you’re dealing with partial amounts or cents on a cheque.

    • Identify the Cents: Examine the amount carefully to determine the number of cents. For example, if you want to write a cheque for $20.90, the cents are 90.
    • Write the Whole Dollar Amount: Start by writing the whole dollar amount, just as you did before. In this case, it is “Twenty”.
    • Include the Cents in Words: After writing the whole dollar amount, include the cents in words. For 90 cents, you would write “and Ninety Cents” or “and 90/100”.

    So, for a cheque of $20.90, you would write “Twenty Dollars and Ninety Cents”. This ensures that the exact amount, including cents, is accurately represented in words.

    Minor Currency Units for Other Currencies

    CountryCurrency (Major Unit)Centesimal Unit
    AustraliaAustralian DollarsCents
    CanadaCanadian DollarsCents
    Hong KongHong Kong DollarsCents
    IndiaIndian RupeesPaise (singular: Paisa)
    MalaysiaMalaysian RinggitSen
    PakistanPakistani RupeesPaise (singular: Paisa)
    PhilippinesPhilippine PesosCentavos
    SingaporeSingapore DollarsCents
    Sri LankaSri Lankan RupeesCents
    UAEUAE DirhamsFils
    United KingdomBritish PoundsPence (singular: Penny)
    United StatesUS DollarsCents
    Eurozone countriesEurosCents

    Source: Cent (currency) – Wikipedia

    Frequently Asked Questions (FAQs)

    Can I round up or down when converting the cheque amount to words?

    It is crucial to accurately represent the numerical amount in words without rounding. This ensures precision and avoids any discrepancies in the cheque amount.

    Is it necessary to use a pen when filling out a cheque?

    Yes, it is recommended to use a pen with blue or black ink when writing a cheque. Avoid using pencils or other colors to ensure the information is clear and cannot be easily altered.

    What should I do if I make a mistake while writing the amount in words?

    If you make a mistake while writing the amount in words on the cheque, it is recommended to void that cheque and start a new one. Using correction fluid or crossing out the mistake may lead to confusion or rejection of the cheque.

    Is it necessary to draw a line after writing the amount in words?

    Drawing a line after writing the amount in words is a standard practice to prevent any unauthorized changes or alterations. It adds an extra layer of security to your cheque.