Reference

Numbers in Words

How to spell any number in English, from one to one hundred, through hundreds and thousands, to the two ways of writing large numbers: the international system (million, billion) and the Indian system (lakh, crore). The last section covers how the same rules apply on a cheque.

Numbers 1 to 100 in words

Learn one to twenty and the tens (twenty, thirty … ninety); every other number up to ninety-nine is a ten plus a unit joined by a hyphen.

  1. 1 one
  2. 2 two
  3. 3 three
  4. 4 four
  5. 5 five
  6. 6 six
  7. 7 seven
  8. 8 eight
  9. 9 nine
  10. 10 ten
  11. 11 eleven
  12. 12 twelve
  13. 13 thirteen
  14. 14 fourteen
  15. 15 fifteen
  16. 16 sixteen
  17. 17 seventeen
  18. 18 eighteen
  19. 19 nineteen
  20. 20 twenty
  21. 21 twenty-one
  22. 22 twenty-two
  23. 23 twenty-three
  24. 24 twenty-four
  25. 25 twenty-five
  26. 26 twenty-six
  27. 27 twenty-seven
  28. 28 twenty-eight
  29. 29 twenty-nine
  30. 30 thirty
  31. 31 thirty-one
  32. 32 thirty-two
  33. 33 thirty-three
  34. 34 thirty-four
  35. 35 thirty-five
  36. 36 thirty-six
  37. 37 thirty-seven
  38. 38 thirty-eight
  39. 39 thirty-nine
  40. 40 forty
  41. 41 forty-one
  42. 42 forty-two
  43. 43 forty-three
  44. 44 forty-four
  45. 45 forty-five
  46. 46 forty-six
  47. 47 forty-seven
  48. 48 forty-eight
  49. 49 forty-nine
  50. 50 fifty
  51. 51 fifty-one
  52. 52 fifty-two
  53. 53 fifty-three
  54. 54 fifty-four
  55. 55 fifty-five
  56. 56 fifty-six
  57. 57 fifty-seven
  58. 58 fifty-eight
  59. 59 fifty-nine
  60. 60 sixty
  61. 61 sixty-one
  62. 62 sixty-two
  63. 63 sixty-three
  64. 64 sixty-four
  65. 65 sixty-five
  66. 66 sixty-six
  67. 67 sixty-seven
  68. 68 sixty-eight
  69. 69 sixty-nine
  70. 70 seventy
  71. 71 seventy-one
  72. 72 seventy-two
  73. 73 seventy-three
  74. 74 seventy-four
  75. 75 seventy-five
  76. 76 seventy-six
  77. 77 seventy-seven
  78. 78 seventy-eight
  79. 79 seventy-nine
  80. 80 eighty
  81. 81 eighty-one
  82. 82 eighty-two
  83. 83 eighty-three
  84. 84 eighty-four
  85. 85 eighty-five
  86. 86 eighty-six
  87. 87 eighty-seven
  88. 88 eighty-eight
  89. 89 eighty-nine
  90. 90 ninety
  91. 91 ninety-one
  92. 92 ninety-two
  93. 93 ninety-three
  94. 94 ninety-four
  95. 95 ninety-five
  96. 96 ninety-six
  97. 97 ninety-seven
  98. 98 ninety-eight
  99. 99 ninety-nine
  100. 100 one hundred

Hundreds

Say the digit, then “hundred”, then the rest: 345 is three hundred (and) forty-five. “Hundred” stays singular after a number.

  • 100 one hundred
  • 200 two hundred
  • 300 three hundred
  • 400 four hundred
  • 500 five hundred
  • 600 six hundred
  • 700 seven hundred
  • 800 eight hundred
  • 900 nine hundred

Thousands

Read the digits before the comma as a number up to 999, add “thousand”, then read the last three digits: 12,345 is twelve thousand three hundred (and) forty-five.

  • 1,000 one thousand
  • 1,500 one thousand five hundred
  • 2,000 two thousand
  • 2,500 two thousand five hundred
  • 5,000 five thousand
  • 10,000 ten thousand
  • 12,000 twelve thousand
  • 15,000 fifteen thousand
  • 20,000 twenty thousand
  • 25,000 twenty-five thousand
  • 50,000 fifty thousand
  • 99,999 ninety-nine thousand nine hundred ninety-nine

Lakhs and crores vs millions and billions

India (and, in everyday speech, Pakistan, Nepal, Bangladesh and Sri Lanka) groups large numbers differently. After the first thousand, commas fall every two digits instead of every three: 1,00,000 rather than 100,000. A lakh is one hundred thousand and a crore is ten million (one hundred lakh).

Zeros Indian figures Indian words International figures International words
3 1,000 one thousand 1,000 one thousand
4 10,000 ten thousand 10,000 ten thousand
5 1,00,000 one lakh 100,000 one hundred thousand
6 10,00,000 ten lakh 1,000,000 one million
7 1,00,00,000 one crore 10,000,000 ten million
8 10,00,00,000 ten crore 100,000,000 one hundred million
9 1,00,00,00,000 one hundred crore 1,000,000,000 one billion
10 10,00,00,00,000 one thousand crore 10,000,000,000 ten billion
11 1,00,00,00,00,000 ten thousand crore 100,000,000,000 one hundred billion
12 10,00,00,00,00,000 one lakh crore 1,000,000,000,000 one trillion

Above 99 crore, amounts are counted in crores: one hundred crore, one thousand crore, one lakh crore. The older names “arab” (100 crore) and “kharab” (10,000 crore) are rarely used today.

Spelling rules worth knowing

  • Hyphens: twenty-one to ninety-nine take a hyphen; nothing else does (three hundred, not three-hundred).
  • Singular units: five hundred, two thousand, ten lakh, twelve crore, three million. No “s” after a number.
  • “And”: British, Indian and most Commonwealth English write “one hundred and five”; US English usually writes “one hundred five”.
  • Common misspellings: forty (not fourty), ninety, nineteen, twelve, eighteen (one “t”).
  • Zero: on a cheque, a whole amount is often finished with “only” or, in the US and Canada, “and 00/100”.

Numbers in words on a cheque

On a cheque the spelling rules are the same, but the goal is to leave no room for changes: start at the far left, capitalise if you like, finish with “only” (or the cents as a fraction in North America), and draw a line through the space left over. In most countries, if the words and figures disagree, the words are legally the amount payable, which is why banks look at them closely.

Figures British / Commonwealth style US / Canada style
105.00 One hundred and five only One hundred five and 00/100
1,250.75 One thousand two hundred and fifty pounds 75p One thousand two hundred fifty and 75/100
₹1,50,000.00 One lakh fifty thousand only Not used: rupee cheques in India are written in lakhs and crores

Each country has its own conventions for the currency word, cents and crossing. See the guide for yours:

Frequently asked questions

How many zeros are in a lakh and a crore?

A lakh has five zeros (1,00,000 = one hundred thousand). A crore has seven zeros (1,00,00,000 = ten million). Ten lakh is one million, and one hundred crore is one billion.

Is it “lakh” or “lakhs”?

After a number, formal writing and cheques use the singular: “five lakh”, “twelve crore”, just as you write “five thousand”, not “five thousands”. “Lakhs” is common in speech and in phrases like “lakhs of rupees”.

Is it “forty” or “fourty”?

Forty. Four, fourteen and four hundred keep the “u”, but forty does not. Ninety keeps the “e”, and twelfth, eighth and ninth are other common traps.

Should I write “and” in numbers, like “one hundred and five”?

British, Indian and most Commonwealth English put “and” after hundreds (“one hundred and five”). US English usually leaves it out (“one hundred five”) and keeps “and” for the cents on a check. Both are correct; be consistent.

Do numbers like twenty-one need a hyphen?

In standard written English, yes: compound numbers from twenty-one to ninety-nine take a hyphen. On cheques many people skip the hyphens, and banks accept either as long as the words are clear and match the figures.

How do I write 1.5 million in words?

One million five hundred thousand (1,500,000). In the Indian system the same amount is fifteen lakh (15,00,000).